Protect What Matters

As your Small Business and Individual Advocate, we believe life and health insurance are more than just coverage — they’re protection with purpose. It’s about safeguarding what matters most, creating peace of mind today, and building a more secure future for individuals, families, and small businesses alike.


Let’s explore how life and health insurance can work for you and those you care about.

We offer a range of tailored  Insurance Solutions and Business Solutions for groups and individuals designed to meet you where you are and grow with you.

Insurance & Business Solutions


Permanent Life Insurance

Protect your loved ones and what you’ve built — while also growing cash value over time that you can access when needed.


Term Life Insurance

An affordable option for those who want protection now, with the ability to convert to permanent coverage later as your needs evolve.


Long-Term Care (LTC) Insurance

Ideal for those planning ahead for retirement and future care needs. LTC coverage can be added as a rider to life insurance, offering financial flexibility if care is ever needed.


Key Person (Key Man) Insurance

Protect your business from the financial impact of losing a key team member. This coverage helps safeguard operations, employees, and continuity.


Buy-Sell Agreement Funding

Life insurance can fund buy-sell agreements, ensuring a smooth ownership transition and financial protection for all business partners.


Annuities

A great way to grow and protect your retirement savings with downside protection and the potential for guaranteed lifetime income.


Disability Insurance

If you rely on your skills or profession to earn a living, disability insurance helps replace a portion of your income — typically up to 60% — if you’re ever unable to work due to illness or injury.


Minimum Essential Coverage (MEC) for Employers

Often available at no net cost to employers, MEC plans provide value to employees and satisfy ACA individual mandate requirements.


Level-Funded Health Plans

An excellent option for health brokers to add to their offerings and  business owners looking to offer flexible, affordable health coverage with predictable costs and access to quality care.


PEO Broker Services for Employers

Simplify your business operations and maximize savings with the right Professional Employer Organization (PEO). As your dedicated PEO broker, we’ll match you with the best-fit partner for your unique needs. Access competitive composite rates on workers’ compensation and health benefits — and reclaim your time to focus on what matters most: growing your business.


About Us


We provide customized Small Business and Insurance Solutions that embrace you right where you are and grow with you. Whether you're an individual seeking personal coverage or a business owner looking for the best for your team, our approach evolves with your unique goals to nurture and support you at every stage of your journey.


Permanent Life Insurance:

Whole Life & Indexed Universal Life (IUL)

Protect your loved ones and what you’ve built — while also growing cash value over time that you can access when needed.


Term Life Insurance

An affordable option for those who want protection now, with the ability to convert to permanent coverage later as your needs evolve.


Long-Term Care (LTC) Insurance

Ideal for those planning ahead for retirement and future care needs. LTC coverage can be added as a rider to life insurance, offering financial flexibility if care is ever needed.


Key Person (Key Man) Insurance

Protect your business from the financial impact of losing a key team member. This coverage helps safeguard operations, employees, and continuity.


Buy-Sell Agreement Funding

Life insurance can fund buy-sell agreements, ensuring a smooth ownership transition and financial protection for all business partners.


Annuities

A great way to grow and protect your retirement savings with downside protection and the potential for guaranteed lifetime income.


Disability Insurance

If you rely on your skills or profession to earn a living, disability insurance helps replace a portion of your income — typically up to 60% — if you’re ever unable to work due to illness or injury.


Minimum Essential Coverage (MEC) for Employers

Often available at no net cost to employers, MEC plans provide value to employees and satisfy ACA individual mandate requirements.


Level-Funded Health Plans

An excellent option for health brokers to add to their offerings and  business owners looking to offer flexible, affordable health coverage with predictable costs and access to quality care.


PEO Broker Services for Employers

Simplify your business operations and maximize savings with the right Professional Employer Organization (PEO). As your dedicated PEO broker, we’ll match you with the best-fit partner for your unique needs. Access competitive composite rates on workers’ compensation and health benefits — and reclaim your time to focus on what matters most: growing your business.


Contact Us

Jhoanna San Agustin

Small Business Advocate

Independent Insurance Broker

California License #4458352

Business Hours

Mon - Fri
-
Sat - Sun
Closed
W Bixby Rd, Long Beach, CA 90807, United States

Contact Us